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Bihar Student Credit Card Scheme

Bihar government · ongoing · since 2016

Bihar Student Credit Card Scheme is a Bihar government scheme dating from 2016; its current status is ongoing. Collateral-free education loan up to ₹4 lakh for Bihar students pursuing degree courses after Class 12. Interest is subsidised by the state government. Part of the flagship Saat Nischay programme.

↗ Open application portal — 7nishchay-yuvaupmission.bihar.gov.in↗ Official source — 7nishchay-yuvaupmission.bihar.gov.in

Status
ongoing
Started
2016
Budget / outlay
Revolving fund-based scheme; government provides interest subsidy and credit guarantee
Reach
Govt. reported: 2.5 lakh+ loans sanctioned; ₹4 lakh collateral-free loan per student for higher education after Class 12.
Run by
Bihar government
Official source
7nishchay-yuvaupmission.bihar.gov.in

Projects & Initiatives 1 ongoing

Bihar Student Credit Card Scheme
Ongoing
BudgetRevolving fund-based scheme; government provides interest subsidy and credit guarantee
ReachGovt. reported: 2.5 lakh+ loans sanctioned; ₹4 lakh collateral-free loan per student for higher education after Class 12.
Since 2016 · Collateral-free education loan up to ₹4 lakh for Bihar students pursuing degree courses after Class 12. Interest is subsidised by the state government. Part of the flagship Saat Nischay programme.
Open application portal
Official agency / source
7nishchay YuvaupmissionOfficial scheme / project source
Not independently verified

Frequently asked questions

What is Bihar Student Credit Card Scheme?

Collateral-free education loan up to ₹4 lakh for Bihar students pursuing degree courses after Class 12. Interest is subsidised by the state government. Part of the flagship Saat Nischay programme.

What is the official website of Bihar Student Credit Card Scheme?

The official source for Bihar Student Credit Card Scheme is 7nishchay-yuvaupmission.bihar.gov.in.

How do I apply for Bihar Student Credit Card Scheme?

Apply or check eligibility on the official portal, 7nishchay-yuvaupmission.bihar.gov.in. It is free on the government portal — you do not need an agent.

When did Bihar Student Credit Card Scheme start?

Bihar Student Credit Card Scheme dates from 2016.

What is the current status of Bihar Student Credit Card Scheme?

Bihar Student Credit Card Scheme is ongoing.

What is the budget of Bihar Student Credit Card Scheme?

Revolving fund-based scheme; government provides interest subsidy and credit guarantee

How many people has Bihar Student Credit Card Scheme reached?

Govt. reported: 2.5 lakh+ loans sanctioned; ₹4 lakh collateral-free loan per student for higher education after Class 12.

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