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Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Government of India · ongoing · since 2015

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a Government of India scheme dating from 2015; its current status is ongoing. Life insurance for bank account holders aged 18–50, covering death from any cause. Pays ₹2 lakh to the nominee at a premium of ₹436 per year. One of the three Jan Suraksha social-security schemes, alongside PMSBY and Atal Pension Yojana.

↗ Enrol via your bank — jansuraksha.gov.in↗ Official source — jansuraksha.gov.in

Status
ongoing
Started
2015
Reach
Govt. reported: over 27.43 crore cumulative enrolments; ₹21,512.50 crore paid for 10,75,625 claims (as on 29 Apr 2026) · PIB May 2026. Life cover of ₹2 lakh for a ₹436/year premium, auto-debited from a savings account.
Run by
Government of India
Official source
jansuraksha.gov.in
Last verified
Sep 2026

Projects & Initiatives 1 ongoing

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Ongoing
ReachGovt. reported: over 27.43 crore cumulative enrolments; ₹21,512.50 crore paid for 10,75,625 claims (as on 29 Apr 2026) · PIB May 2026. Life cover of ₹2 lakh for a ₹436/year premium, auto-debited from a savings account.
Since 2015 · Life insurance for bank account holders aged 18–50, covering death from any cause. Pays ₹2 lakh to the nominee at a premium of ₹436 per year. One of the three Jan Suraksha social-security schemes, alongside PMSBY and Atal Pension Yojana.
Enrol via your bank
Official agency / source
JansurakshaOfficial scheme / project source
Verified Sep 2026 · jansuraksha.gov.in

Frequently asked questions

What is Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?

Life insurance for bank account holders aged 18–50, covering death from any cause. Pays ₹2 lakh to the nominee at a premium of ₹436 per year. One of the three Jan Suraksha social-security schemes, alongside PMSBY and Atal Pension Yojana.

What is the official website of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?

The official source for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is jansuraksha.gov.in.

How do I apply for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?

Apply or check eligibility on the official portal, jansuraksha.gov.in. It is free on the government portal — you do not need an agent.

When did Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) start?

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) dates from 2015.

What is the current status of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is ongoing.

How many people has Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) reached?

Govt. reported: over 27.43 crore cumulative enrolments; ₹21,512.50 crore paid for 10,75,625 claims (as on 29 Apr 2026) · PIB May 2026. Life cover of ₹2 lakh for a ₹436/year premium, auto-debited from a savings account.

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