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Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Government of India · ongoing · since 2015

Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a Government of India scheme dating from 2015; its current status is ongoing. Low-cost accident insurance for bank account holders aged 18–70. Pays ₹2 lakh for accidental death or total disability (₹1 lakh for partial disability) at a premium of ₹20 per year. One of the three Jan Suraksha social-security schemes.

↗ Enrol via your bank — jansuraksha.gov.in↗ Official source — jansuraksha.gov.in

Status
ongoing
Started
2015
Reach
Govt. reported: over 58.09 crore cumulative enrolments; ₹3,667.52 crore paid for 1,84,662 claims (as on 29 Apr 2026) · PIB May 2026. Accidental death/disability cover of ₹2 lakh for a ₹20/year premium, auto-debited from a savings account.
Run by
Government of India
Official source
jansuraksha.gov.in
Last verified
Sep 2026

Projects & Initiatives 1 ongoing

Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Ongoing
ReachGovt. reported: over 58.09 crore cumulative enrolments; ₹3,667.52 crore paid for 1,84,662 claims (as on 29 Apr 2026) · PIB May 2026. Accidental death/disability cover of ₹2 lakh for a ₹20/year premium, auto-debited from a savings account.
Since 2015 · Low-cost accident insurance for bank account holders aged 18–70. Pays ₹2 lakh for accidental death or total disability (₹1 lakh for partial disability) at a premium of ₹20 per year. One of the three Jan Suraksha social-security schemes.
Enrol via your bank
Official agency / source
JansurakshaOfficial scheme / project source
Verified Sep 2026 · jansuraksha.gov.in

Frequently asked questions

What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

Low-cost accident insurance for bank account holders aged 18–70. Pays ₹2 lakh for accidental death or total disability (₹1 lakh for partial disability) at a premium of ₹20 per year. One of the three Jan Suraksha social-security schemes.

What is the official website of Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

The official source for Pradhan Mantri Suraksha Bima Yojana (PMSBY) is jansuraksha.gov.in.

How do I apply for Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

Apply or check eligibility on the official portal, jansuraksha.gov.in. It is free on the government portal — you do not need an agent.

When did Pradhan Mantri Suraksha Bima Yojana (PMSBY) start?

Pradhan Mantri Suraksha Bima Yojana (PMSBY) dates from 2015.

What is the current status of Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

Pradhan Mantri Suraksha Bima Yojana (PMSBY) is ongoing.

How many people has Pradhan Mantri Suraksha Bima Yojana (PMSBY) reached?

Govt. reported: over 58.09 crore cumulative enrolments; ₹3,667.52 crore paid for 1,84,662 claims (as on 29 Apr 2026) · PIB May 2026. Accidental death/disability cover of ₹2 lakh for a ₹20/year premium, auto-debited from a savings account.

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